LIVE Gold 24K: ₹15,188 / gm Silver 999: ₹270 / gm
LIVE Gold 24K: ₹15,188 / gm Silver 999: ₹270 / gm

Scheme

Jaya Laxmi Bachat Yojna
✦ Monthly Savings Scheme

Jaya Laxmi Bachat Yojna

Save Regularly Today, Purchase Your Favourite Gold & Silver Tomorrow

Plan your future Gold and Silver purchases through convenient monthly savings. Choose the plan that suits your purchase and receive an additional bonus after successfully completing all 10 monthly installments.

Plan 01

Jewellery Savings Plan

Save ₹1,000 every month for 10 months and receive a ₹1,000 bonus.

₹1,000 × 10 Months + ₹1,000 Bonus
₹11,000
  • Monthly Installment

    Pay a minimum installment of ₹1,000 every month for 10 months.

  • Scheme Bonus

    Receive an additional ₹1,000 after completing all 10 installments.

  • Eligible Purchase

    The total purchase value can be used for Gold or Silver Jewellery.

  • Flexible Payment

    Pay at the store or online, and pay 2–3 future installments in advance.

Plan 02

Coins & Bars Savings Plan

Save ₹1,000 every month for 10 months and receive a ₹500 bonus.

₹1,000 × 10 Months + ₹500 Bonus
₹10,500
  • Monthly Installment

    Pay a minimum installment of ₹1,000 every month for 10 months.

  • Scheme Bonus

    Receive an additional ₹500 after completing all 10 installments.

  • Eligible Purchase

    The total purchase value can be used for Gold or Silver Coins and Bars.

  • Flexible Payment

    Pay at the store or online, and pay 2–3 future installments in advance.

Scheme at a Glance

Plan Type Monthly Installment Duration Bonus Total Purchase Value Eligible Purchases
Jewellery Savings Plan ₹1,000 10 Months ₹1,000 ₹11,000 Gold & Silver Jewellery
Coins & Bars Savings Plan ₹1,000 10 Months ₹500 ₹10,500 Gold & Silver Coins or Bars

Important Terms & Conditions

  • The scheme can be started with a minimum monthly installment of ₹1,000.
  • A total of 10 monthly installments must be completed under the scheme.
  • The monthly installment may be paid at any time during the respective month.
  • Payment may be made by visiting the store or through the available online payment methods.
  • Members may pay 2 or 3 future monthly installments in advance.
  • A monthly installment cannot be skipped. Missing an installment may result in cancellation of the scheme and loss of the applicable bonus.
  • The Jewellery Savings Plan may be used only for purchasing Gold or Silver Jewellery.
  • The Coins & Bars Savings Plan may be used only for purchasing Gold or Silver Coins or Bars.
  • The saved amount and scheme bonus cannot be exchanged or redeemed for cash.
  • Making charges, GST and any other applicable charges must be paid separately at the time of purchase.
  • Scheme membership is non-transferable.
  • Purchases will be billed at the prevailing Gold or Silver rate on the date of purchase.

Please confirm the missed-installment cancellation policy with the client before publishing the final page.

Start Your Savings Journey Today

Visit the store or contact us to join Jaya Laxmi Bachat Yojna.

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